FINANCE
Whether you are buying a home, an investment property or a business, Mardent can help.
Our experienced staff have been arranging finance for business owners, self employed clients and those that work for others for more than 20 years. If you need cash for your business or a loan to buy your dream home, we can arrange the best deal for you.
Contact us for a free
Business Finance Review
We’ll sit down with you, learn about your business, its cashflow and your needs and then recommend a package that suits you, not the bank.
The world of finance is large and there are so many options it can sometimes be confusing. This is especially so if you have never applied for finance before. Our team can advise you on the right deal for you, not the bank. We have specialists in every area of finance being offered, from business loans to home loans and car loans.
Residential
If you are buying a home or investment property, or just want to look at your refinancing options, our team can help. We have over 40 lenders available, some that aren’t advertised in the general market-place. Every client situation is unique, from the first home buyer to the multi-property seasoned investor and we have solutions for all of you.
Commercial
Business loans and commercial property loans are best handled by an experienced broker. In most cases, our clients own a business or want to buy one. We started our business by arranging finance for the purchases of businesses, most of them without property security being available. This experience lets us help you find the right loan for your needs.
Industry Specific Finance for Medical businesses, Real Estate Agents, Accountants and Financial Planners. We also have access to Hotel, Motel and Childcare specialist products to save you from wasting time with the wrong bank.
Our Commercial property options range from 80% loans to Self Managed Super Fund solutions. We can arrange finance on a property with as little as a BAS Statement and negotiate interest rate discounts on your behalf during the process.
Working Capital – Cashflow
Did you know that only 9% of Australian businesses are aware that they can access short-term unsecured finance for their business? Our options range from these 24-month advances with as little as a Directors Guarantee to Debtor Finance and Purchase Order funding. This means we can finance your business to order stock, take on large contracts and provide cash against your invoices. All of these products and services help to increase your cash-flow, the lifeblood of your business.
Assets – Vehicle and Equipment Finance
Our leasing team of over 20 people can arrange finance for your next vehicle purchase or your grader. Whether it’s a personal vehicle or a piece of equipment that you need replacing, we can help with over 30 lenders waiting for your application. Our team will lodge the deal, follow it through to approval, provide you with documentation and arrange settlement seamlessly.
SMSF
Self Managed Super Fund lending can be made complex by those without a lot of experience. We have helped clients buy both residential and commercial properties using their SMSF. The key with SMSF lending is knowing which banks will finance what property and at what price. You could waste weeks of time trying to find the right one for your needs or leave it to us to recommend the best option for you.
Property
Our property investment team has an underlying philosophy around property buying. We combine national data from sources such as Ryder, Matusik and SQM Data Reseach to find the right areas to buy in and then negotiate on the right property for you. Our clients are educated on cycles, cash-flow and how capital gains are really made. We negotiate exclusively on your behalf and are not at the mercy of project marketing companies that push property on to people, even if its not right for them. Our associations with accountancy groups will provide you with the most up to date taxation advice as well as the risks associated with any purchase. Our team will source and secure an option for you that builds wealth, not one that is a weight on your shoulders.
Motor Vehicle
Our team has options for you including Chattel Mortgages, Novated Leases and Fully Maintained Leases. We can also arrange a Sale and Leaseback if you have already purchased your car with cash and now want to leverage it. We can structure the finance with residual (balloon) payments to reduce your cash outflows and ensure it suits your business or personal situation.
Plant and Equipment
Plant and Equipment finance done right will ensure your business always has the most up to date machinery for your work, whilst structuring a deal that suits your cash flow. If you have a seasonal business, our structure payments options will match your cash inflows so you aren’t left short in the off-season.
Trade
Trade and Purchase order finance allows you to order your stock now rather than waiting until you have enough cash in the banks. With as little as 10% deposit needed, our team can arrange facilities for you to order finished or unfinished goods both domestically and internationally. Our finance partners already have the experience to help you protect your stock with insurances as well as best practice processes so that nothing is lost in transit. You can start taking large orders for your business with the knowledge that we can deliver your stock financing in time to meet those commitments.
Debtor Finance
Trade and Purchase order finance allows you to order your stock now rather than waiting until you have enough cash in the banks. With as little as 10% deposit needed, our team can arrange facilities for you to order finished or unfinished goods both domestically and internationally. Our finance partners already have the experience to help you protect your stock with insurances as well as best practice processes so that nothing is lost in transit. You can start taking large orders for your business with the knowledge that we can deliver your stock financing in time to meet those commitments.
An Award-winning finance brokerage with multiple finance solutions for Business Owners and Employees.
CLIENT TESTIMONIALS
The Mardent Group, like business bankers, only better
We are a company backed by over 25 years of experience and an unrivalled range of financial services to help you build wealth, reduce debt and achieve your dreams.
We’ll sit down with you, learn about your business, its cashflow and your needs and then recommend a package that suits you, not the bank.
